
Lincoln Financial Group
Lincoln Financial Group Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Lincoln Financial Group has 1.3 star rating based on 86 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: Fact they no longer manage my money, Liassez faire, Nonr.
Cons: Unprofessional, Attitudes, Horrifying service.Recent recommendations regarding this business are as follows: "AVOID AT ALL COSTS", "Stay away from this company!", "Avoid this company at all costs.", "Stay Away!", "Go to an agent. Do not go online to search or they'll just show up.".
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Lincoln Financial Group has 1.3 star rating based on 86 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: Fact they no longer manage my money, Liassez faire, Nonr.
Cons: Unprofessional, Attitudes, Horrifying service.Recent recommendations regarding this business are as follows: "AVOID AT ALL COSTS", "Stay away from this company!", "Avoid this company at all costs.", "Stay Away!", "Go to an agent. Do not go online to search or they'll just show up.".
Most users ask Lincoln Financial Group for the delivery of goods as a solution to their issues.
Consumers are not pleased with Reliability and Customer service. The price level of this organization is high according to consumer reviews.
Media from reviews




Bad customer service
Rep Carlynn (as she spelled it (probably lied) very unprofessional in response to a hard question and after I stated my age decided to talk down/raise her voice. stated i looked forward to filling out service review she giggled and stated we don't have one. well you do now and what business today doesn't have customer reviews?
User's recommendation: AVOID AT ALL COSTS
Absolutely Horrific Company
This terrible company had no problem taking my money, but when I retired and requested monthly withdrawals what followed was a complete dumpster fire. This company is unable to make requested disbursements on requested dates. They either have unexplained delays or they just fail to send you your own money and when you call them up they have no idea what you are talking about.
User's recommendation: Avoid this company at all costs.
Account
Removing funds. Snail amount.
Send to me at my home.
What else can I say??!!!???!!! Thank you so much for your attention.
Worse Customer Service Ever!
LFG has clearly outsourced all their customer service.
All of the representatives I have dealt with have no command of basic English language and do not understand simple requests such as sending a 1099-R form, which never arrived. Multiple calls and long waits (more than 50 mins) trying to get hold of a competent supervisor were unsuccessful.
User's recommendation: Stay away from this company!

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Horrible Service
I am in the process of fighting for STD right now while I am completely unable to work, although they approved me for FMLA. I keep getting the runaround about maintaining medical records.
I was told they request them via fax, so I sent them the fax number twice. Then I was told that they can't approve me without medical records. So now, I am waiting to find out if they actually request via fax or if it's my responsibility. I have turned in every single sheet of paperwork that they have asked for.
This is not what you do to people who are already suffering from health issues. They are a poor company with unprofessional employees.
User's recommendation: Stay Away!
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Claim number 124003****
I am getting the old run around on this short term disability claim. I have submitted medical documentation and the doctor sends in reports after every visit.
Yet, I had to request a response from the adjuster, Zachary Valencia, otherwise, would not know that the claim being challenged so Lincoln can set the claim to be denied.
I have received two small payments since my claim.
It has been a month since my last payment. Yet, I had to initiate a dialogue to get information.
I know the insurance company does not want to pay the claim that my job offers!!! This practice is ludicrous when there are legitimate claims.
Lincoln financial has a very bad reputation for being deceptive in their practices to avoid paying claims. I will be contacting the insurance oversight agency.
This may not make any difference in Lincoln financials performance or practices but I will feel better!
My job pays for this insurance and it is ludicrous that an employee has to go through this much trouble and subterfuge to process a simple short term disability claim.
I have two fractured knees and a meniscus tear and I am being told my recovery time is taking longer than expected.
I am 66 years old.
my job physical as a teachers assistant at a school.
I have been off work since May 24,24. I have a licensed professional orthopedic surgeon that I see every two weeks and reports are sent to Lincoln via the doctors office.
Theres nothing else I can provide or do!!!
Carla Nance
User's recommendation: Keep a paper trail
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerSteals money.
My employer had a glitch in their system. It kept taking money out and put it in my retirement they took an extra $600 out when I put 0 take out on my check.
I contacted my Hr they admitted it was a glitch and to call Lincoln and ask to get that money back. Lincoln refused and said there was no glitch, and that money was not allowed to come out.
Ive been arguing with them and my employer even confirmed it was a huge glitch that they had to manual fix. Ill be involving my lawyer against them since its fraud and they refuse to give me the money they took without permission
- Lying
- Rude
- Horrible customer service
Preferred solution: Full refund
User's recommendation: Please run. Do not use them. If your employer offers retirement from them don’t. Please go with fidelity they don’t steal money!
I was looking online, 1 x. A man showed up at my door, unwanted at my apt which has NO SOLICITING allowed. NOT COOL!!
An unknown man showed up at my door, in a complex that does not allow soliciting- chatting away, uninvited and AFTER I told him I wasn't interested and Had insurance and that we have our NO SOLICITING policy. He knocked several times after I shut my door. NOT COOL and scary.
User's recommendation: Go to an agent. Do not go online to search or they'll just show up.
Terrible experience when claiming death benefits
Nothing will get done without calling them every step of the way. Expecting them to contact you when something is needed is a bad idea.
Even after confirming that everything needed has been submitted, they will say something else is needed when calling to check on the status. They do not check the submitted application. I have asked them to do a bank transfer. After months of correspondence, they sent a check.
When I called them about this, they said, 'I don't know why it was done this way. I'll have it changed and will have the bank transfer on the way. Nothing else needs to be done on your end.' ... I called them again after a month; nothing was in progress.
They are unprofessional, and most of them ooze a bad attitude over the phone.
There were a few people that seemed helpful, but through my months of correspondence, very few gave me that impression. I haven't had experiences dealing with this type of company before, but I can't imagine many being worse.
- Will pay out if you pester them enough
- Frustration and a lot of time will be consumed
Preferred solution: Apology
User's recommendation: Stay away
Pension benefit
I have read many of your comments and am disgusted that this company is still in business. I have a pension benefit due from retiring from Coca-Cola Bottling Cincinnati.
I have been attempting to collect since January of 2024.
I have sent emails, letters and had many phone calls. I get the same response while on the phone: Your request has be sent to processing.
User's recommendation: Don’t think I’ll ever see my pension

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerDisability
Currently going on 8 weeks without a dime for disability. For cancer.
I pay biweekly for a service, yet I get nothing. They don't answer emails. If I call to try to get answers, I get a different explanation each time.
They are a fraudulent company and the only thing you are paying for is the ceo's salary. (Millions + millions in bonuses)
- Business model is fraud
User's recommendation: Do not do business with this company.
Disbursement Request
After being on the Customer Service, 'Not me department', merry go round for literally 55 minutes we were never able to speak with a person the could help us. If I could give a rating less than 1 (one) if would do so. NEVER invest with these people.
- Extremely poor customer service
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerSleep apnea
I have been working for 48 years of my life and only been on a medical two times. This is thee worst company I have ever had to deal with. The company I work for finally got rid of them..
User's recommendation: Find another company!
Insurance Expert Talks
Question
I need a live Representative to speak with about some concerning issues I have with some miscommunication about the policy
Preferred solution: Na
Customer service
Phone service is not working to identify me .. missed call back and no follow up.
Terms and continuation of my policy is in question.
Disability insurance
Lack of payment. They're "still reviewing". I have freakin cancer, they have all the info from my doctor, but it needs "further review".
Way to cause even more stress to an already extremely stressful situation.
- Nonr
- Do not do their job
User's recommendation: Don't do business with this company
About
Lincoln Financial Group is a Fortune 500 company offering a diverse range of financial services and solutions for individuals as well as businesses. It specializes in four core business areas life insurance, annuities, retirement plan services and group protection. The company provides the tools and advice to help individuals take charge of their futures and offers Annuities, Life Insurance, Funding Long-Term Care, Employee Benefits, Retirement Plan and etc. Retirement Plans, Group Insurance, Executive Benefits are provided for businesses. The headquarter of Lincoln Financial Group is located in the Philadelphia region .The number of its employees is 8,000. Lincoln Financial Group is the marketing name for Lincoln National Corporation.

Lincoln Financial Group is ranked 417 out of 2236 in Insurance category
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